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Magic Words to Avoid the Double Whammy in Probate

If you co-own your home, it is vitally important to know exactly HOW that ownership is held. Why? Most people think that if they own property together and one of them dies, the deceased person's ownership interest automatically goes to the survivor. Sadly, it's not that simple. In order for title to pass automatically to the survivor, the ownership must be held as Joint Tenants with Rights of Survivorship (JTWROS). Those are your magic words. 

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